Know Your Flood Hazard

Flooding within the Town of Morehead City can be attributed to coastal tidal flooding, riverine flooding, or flash flooding. Hazards with potential to impact Morehead City include the 1% chance annual flood event, localized stormwater flooding, coastal and stream bank erosion, dam failure, as well as hurricanes and tropical storms.

Flooding primarily occurs along the waterfronts of Bogue Sound, the Newport River, Calico Creek, and Dill Creek as well as in localized flooding areas. A full description of the flood hazard in Morehead City, including information on past floods and informational maps, can be found in the Morehead City Floodplain Management Plan.


Regulated floodplains are illustrated on inundation maps called Flood Insurance Rate Maps (FIRM). The FIRM is the official map on which the Federal Emergency Management Agency (FEMA) has delineated both the Special Flood Hazard Areas (SFHA) and the risk premium zones applicable to the community. SFHAs represent the 1-%-annual chance flood event. Structures located in the SFHA have a 26-% chance of flooding during the life of a 30-year mortgage. FEMA FIRM maps are available for free public viewing online.

You can also contact the Morehead City Planning and Inspections Department at 252-726-6848, ext. 125, or by email for help determining if your property is located in a SFHA, repetitive loss area, or within a dam inundation area, if the property is seaward of the Limit of Moderate Wave Action (LiMWA), areas which serve natural floodplain functions, and estimated flood depths. In addition, property specific flood maps are available on the North Carolina Flood Risk Information system website.