General Information

1. Build Responsibly

   Morehead City has processes in place the ensure that you build responsibly.

2. Community Rating System

   The Town of Morehead City participates in the National Flood Insurance Program’s (NFIP) Community Rating System (CRS). The CRS is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed the minimum NFIP requirements.

3. Flood Education

   Much information about flooding and flood hazards as well as the benefits of mitigation from the flood hazard can be found through a variety of stormwater and coastal resources.

4. General Preparedness

   You can take basic precautions to help ensure the safety of you and your family in the event of a flood.

5. Hurricane Preparedness

   Learn about hurricanes.

6. Insure Your Property

   Flooding is not covered by a standard homeowner’s insurance policy. Since Morehead City participates in the National Flood Insurance Program (NFIP), flood insurance is available to homeowners, condominium owners, commercial owners, and renters.

7. Know Your Flood Hazard

   Flooding within the Town of Morehead City can be attributed to coastal tidal flooding, riverine flooding, or flash flooding.

8. Other Hazards

   In Morehead City, there are many other hazards that can impact your property.

9. Protect Natural Floodplain Functions

   Floodplains are a natural component of Morehead City’s environment. Understanding and protecting the natural functions of floodplains helps reduce flood damage and protect resources.

10. Protect Your Property

    Various methods may be used to minimize flooding to your property.

11. Protect Yourself & Your Family

    Morehead City and the Carteret County Emergency Operations Center coordinate with the National Weather Service in issuing public warnings concerning expected floods and storms.